Invest your SSAS with us
Thank you for expressing an interest in wanting to invest your SSAS with us.
We work with a small group of like minded investors that share our values and understand our long term strategy. We keep our circle deliberately small to build trust with our partners and give them maximum value.
Most of our current projects are over-subscribed, but we have a number of opportunities on the horizon for future investment.
If you heard of us through a friend, colleague or fellow investor please get in touch and we will be happy to have a discussion to see if we can work together.
We offer one main way to invest:
- Fixed term Loans: You loan us money for one of our projects and we give you a fixed rate of interest on your money.
Please email us at hello@aventineproperty.co.uk or book an appointment so we can discuss this further.
How does SSAS property investment work in practice?
Case Study: SSAS Pension Investment in Property project via fixed term loan.
Background: Mark and Lisa are business partners who have been diligently saving for their retirement through a Small Self-Administered Scheme (SSAS) pension. They are interested in investing in property but lack the expertise and resources to undertake property development projects themselves. Instead, they decide to explore the option of investing their SSAS pension in property through an established property developer.
Property Developer Selection: Mark and Lisa conduct thorough research to identify a reputable property developer with a proven track record of successful projects and a strong reputation in the industry. They look for developers with experience in their desired location and who have a history of delivering high-quality developments on time and within budget. After careful consideration, they choose Aventine Property, a well-established property developer known for their residential projects in the local area.
Investment Structure: Mark and Lisa establish a contractual agreement with Aventine Property, where their SSAS pension funds will be invested in specific property development projects undertaken by the developer. The agreement outlines the terms of the investment, including the amount of capital to be invested, the expected returns, and the duration of the investment. This structure allows Mark and Lisa to passively participate in property development while leveraging the expertise of the developer.
Benefits of the Investment:
Professional Expertise: By investing through a property developer, Mark and Lisa gain access to the expertise of experienced professionals. The property developer handles all aspects of the development process, including site acquisition, planning permission, construction, and marketing. This relieves them of the responsibilities and complexities associated with property development.
Diversification: Investing in property through a property developer allows Mark and Lisa to diversify their pension portfolio beyond traditional investment options. They gain exposure to the property market without having to directly own or manage properties themselves. This diversification helps spread risk and enhances the potential for returns.
Passive Income: As the property development projects progress, Mark and Lisa start receiving passive income in the form of rental returns or profit share, depending on the agreed terms. This income stream contributes to their retirement savings and provides a consistent cash flow without the need for active involvement in property management.
Reduced Administrative Burden: By investing through a property developer, Mark and Lisa benefit from reduced administrative burdens. The property developer handles tasks such as property maintenance, tenant management, and compliance with regulations, freeing them from day-to-day operational responsibilities.
Risk Mitigation: Investing through an established property developer mitigates certain risks associated with property development. The developer’s experience, market knowledge, and established processes help minimize the risks of cost overruns, project delays, and construction issues, providing greater peace of mind to Mark and Lisa.